Although almost all Americans are currently insured, about half of people with mental illness are unable to access treatment. The nation’s insurers have assumed an outsize role in mental health care. It is often the insurers, not the therapists, that determine who can get treatment, what kind they can get and for how long. More than a dozen therapists said insurers urged them to reduce care when their patients were on the brink of harm, including suicide.🇺🇸