Central Bank Digital Currencies (CBDCs) have raised concerns about their potential use as surveillance tools and enabling total control through social credit scoring systems. CBDCs, which are digital versions of fiat currencies issued by central banks, could allow governments to closely monitor and control citizens' financial activities. This raises privacy issues, as CBDCs could enable governments to track spending habits and transactions in real-time. Additionally, there are fears that CBDCs could be integrated with social credit systems, where a citizen's access to services, loans, or freedoms is tied to their "social credit score" based on their behavior and perceived loyalty to the state. This could lead to a dystopian scenario of total control over individuals' lives.

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