Been slowly working through the onboarding process with Ledn

Red flag in their terms...

"Borrower acknowledges and agrees that full legal and beneficial ownership of the Collateral will transfer to Lender when Borrower transfers such Collateral to the Collateral Wallet."

I wanted an option in which there was no co-mingling, which this loan was fine with as it was a ring-fenced custody, however the beneficial ownership change means the ATO could consider this a capital disposal on my behalf

Will have to keep looking for a leverage provider that doesn't do this!