It's indeed an interesting and important question and I don't know the answer. But few observations:

- I don't believe there's one thread of history. Some people attain liberty, some don't. There's surveillance but also privacy. There is indeed a ride or a general trend, but we have much less control over it than we think.

- what we do have control about are our actions. And it's ok if we are not handed things on a silver platter. That's how we grow. It's good if the health of the population increases, life expectancy averages increase but we also have very sick people. The health tide gives us unprecedented technology, but we also need to lift our asses from the chairs, move, work out, don't eat junk and get sunlight. The default settings of society will lead us to default outcomes. And we should try getting above average outcomes. And that is always work.

- not everyone needs this. There are many things people can focus their attention on and most of it does not matter for any particular individuals. Many people (even most) really should not pay too much attention to privacy, or even banking. Their monthly paycheck comes to their bank account, they pay with credit cards and should point they attention to their children, their bodies, a book they're reading, ... This is important for us, and we have all the tools we need.

People are very different and it's a good thing.