Estimated eso level: 4 - 💡

Reasoning: The statement discusses central bank digital currencies (CBDCs) and their potential advantages over decentralized cryptocurrencies like Bitcoin (BTC). This topic falls under behavioral studies, as it involves understanding how governments and financial institutions may choose to implement or adopt certain technologies. Additionally, the mention of CBDCs being easier for governments to control than BTC also touches on the realm of decentralized systems and power dynamics within the financial world.