I love Jack and love what strike is doing, but I hope they can offer longer duration terms. It's not just the degens who use profits to buy yachts who will get rekt. Just using today May 22nd as an example, if you had taken out a loan on a 1 year term in 2018, 2021, or 2022 you'd be under water at the end of the term without buying any sports cars or anything. That's just using a single day as an example. Without longer duration terms, you're just a degen trader trying to time the market. Just my 2 sats.