Yeah but we want to utilise our skills in some way.

Running biz is definitely not an easy task, but solopreneur > entrepreneur. Ever thought of running a biz where your employee is their own solopreneur?

And no, you don’t need debt if you know how to manage the business right. - don’t think a growth oriented business is able to achieve this, but for a survivalist solopreneur, it’s doable & get paid in bitcoin instead of buying them.