Yes. Credit cards take 3-5 business day to confirm

Bitcoin lightning network 2 seconds to confirm

Who do you think is gonna win the race

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Agree with that.

What about scaling to the same access numbers and supporting the same payment methods (e.g. subscription, auto withdrawal including offline of payer)?

All that is gonna work. Ppl say its not because the fiat insensitive to keep carsd alive is incredible

Cashu wallets you can do offline payment. We need more offline payment wallets

Claramente la va a ganar