In other words, CBDCs.

> “We trained a foundation model on all of the Stripe historical payment data,” Collison explains. This model is not an off-the-shelf integration with the likes of OpenAI or Anthropic, but Stripe’s own, leveraging open-source infrastructure but fully trained in-house. The targeted outcome: smarter fraud prevention, higher conversion rates, and the ability to make real-time, sophisticated inferences across massive transaction data sets.

https://www.webpronews.com/stripes-ai-revolution-john-collison-unveils-the-future-of-payments-and-global-commerce/

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Credit card fraud prevention is a multi billion dollar industry because the 75 year old technology is fundamentally insecure and unsecureable, with mass surveillance as the only means to mitigate the problem.

* in the eyes of the credit card issuers and payments processors