Man I agree… but let me give you an example.. decent house where I live is $250 000

$50k down payment

$25k transfer fees or stamp duty

Interest rates 11-15% depending on the central banks mood..

So $3500 per month all in to “own” the house…

Renting the same house with no down payment and taxes which can be used to stack - Rental amount $1800 max.. so save the difference and by 2030-2035 the difference saved you can buy whatever you want and enjoy the perfect home..

Also the government just passed the bill that they can take your house away and not pay you because of apartheid 30+ years ago..