That’s why student loans should not be forgiven, send an immoral signal to the market and others pile in thinking it will be written off. Unfair and unjust to the worker that did not attend university weighing up the costs to do so.

If the world decides it is immoral to give people loans for learning or consumption because they have to pay interest, so be it, but many will be the poorer for it.

Remember, a loan is someone else’s money/capital and one should respect that and pay it back with due compensation for the risk and time it was given.