They serve the US (they only have to exclude about 5 states). I’m going to test them out. My main feedback after going through their UI was for a few things that would make it feel like I had the means to better double check the integrity of funding destinations and general interface elements that would better instill confidence. As to the terms, my main concern is that they are receiving transfer of asset and title to asset and that my collateral would be tied up in any mayhem that befell the company during my loan term. Mauricio said that they have goals in their roadmap to specifically address that issue to limit exposure of customer assets to potential company issues. This would resolve significant concerns that arose after watching BlockFi topple alongside the FTX sham. The rest of their terms and product structure look well thought out and oriented toward fair and sustainable. We’ll see how my toe-in-the-water test goes with them.