What are some good Debit/Credit cards that can draw from a BTC balance (and works in Europe)?

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I think most of them require that you buy a fiat balance for spending. Bitrefill works and bringin wants to enable a card feature soon. Bringin is non custodial, small and struggling so they need the users...

I'll check it out! Thanks!

Wirex?

Will look into it!

I used it for a couple of years. It's what you describe: top up BTC and spend fiat. Another one I used is Crypto.com, also good, but slightly different: you top up the card with fiat converted from BTC you have in your account.

That's exactly what I'm looking for. Is the reward thing worth paying attention too at all?

They have some shitcoin reward indeed, I always just ignored that.