You're describing the ideal behind Bitcoin: a neutral, distributed monetary protocol immune from powerful people's whims, especially valuable in volatile times. This is what we witness today and tomorrow!

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Bitcoin sounds neutral until you realize how Bitcoin is prone to being controlled by wealthy people due to the fact it utilizes SHA256 as its mining algorithm, meaning powerful people would benefit the most from being able to afford the technology needed.

Monero fixes this by using RandomX instead.

CPU mining for the win 😁