For those of us with families who’d like to buy a home or property, using our bitcoin wealth as collateral would make a world of difference.
I found the key regulatory language to repeal that could lift the de facto ban on bitcoin mortgages, and wrote about it for Bitcoin Policy Institute:
Both Fannie Mae and Freddie Mac, though public companies that are technically government enterprises, are currently governed by boards overseen by the Federal Housing Finance Agency.
As of March 2025, the FHFA is led by William Pulte, appointed by President Trump and confirmed by the US Senate in March.
Pulte’s name in Bitcoin circles should be well known. He is a scion of a construction and real estate empire and he spoke at Bitcoin 2024. He is a public bitcoiner who has been around the circuit of Bitcoin podcasts for at least the last 5 years, and was boosted to fame with his philanthropy on the Twitter/X platform.
Pulte’s role as the head of the FHFA is to supervise, regulate, and provide oversight for the housing finance sector, especially as the federal government is a conservator of Fannie Mae and Freddie Mac.
If Pulte would like to follow through on Trump’s promises to bitcoiners and the sounder and fairer regulatory environment that would create new opportunities and wealth for millions of Americans, then making this change in lending guidance is an absolute winner.
home sweet home. how ling you can rent. ??
