I assume the same and I've got a few years yet till I hit 50 so my assumption is I'll get no pension. That was part of what drove my decision to get the yacht, tbh.

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You live onboard?

Sort of - I'm not on board as much as I'd like to be at the moment because work stuff but I've been on her most of the last four years - summerise bliss, winter is...interesting.

I toyed with the idea. She wouldn't have a bar of it. Women!