For the past year I’ve kept the majority of my fiat mined cuckbucks in physical paper. The majority is used to buy Non KYC coin. The rest is physically deposited to pay bills as needed. This strategy has maximized savings for both a Fiat emergency fund and stack I never would have been able to attain otherwise. However, seeing my checking and savings balances at sub $10 never ceases to make my stomach drop a little.