Mints are independent of each other. You can hold ecash of many mints but if you have 200 sats with of ecash from mint A and mint A rugs you lose those 200 sats. But your sats at mint B are not effected

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Feel free to ask follow ups. I'm sure it can be better explained

Yes, stoked!

With fedimint the guardians have to collude to do that with cashu there is no multi sig