Stupid restrictions. But thank you I forgot about fold, I’ll take a look!

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They are slow, but fees are dirt cheap if you aren't in a hurry.

Looks like I need to have the FOLD card to buy BTC?

Or maybe it’s just not an option in NY

I've had it for so long I am not sure if you have to have the card or not. Either way, it's worth having. I like stacking some sats when I have to spend fiat.

Great point! spend fiat, earn sats