I’m afraid to send my BTC to my hardware wallet and then lose it.

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Fear is normal, what conditions what cause you to lose it?

Idk, is small. Life happens… what could happen if have a it an online wallet not an exchange? Like blockstream green for example

On exchange you have limits and a chance of rugpull. With your own keys you are in control, that's what being a bitcoiner is all about

Make backups 😉

How?

Send a test-transaction with a low amount first, and the some bigger ones. As long as the UTXO’(transactions) are bigger then 1.000.000 sats/bits You will be just fine.

I BELIEVE YOU CAN PLAY AROUND WITH SPARROW WALLET (AND OTHERS) ON A TEST NET - THIS MEANS IT'S NOT REAL COINS, BUT ALL THE PROCESSES ARE THE SAME AND YOU CAN PLAY AROUND MOVING COINS TO YOUR WALLET