"The difference between a bad electronic cash system and well-developed digital cash will determine whether we will have a dictatorship or a real democracy."
– David Chaum (some time in the 90s)
Discussion
Ironically, he seems to be working on cbdc’s now: https://www.snb.ch/en/mmr/papers/id/working_paper_2021_03
Kind of ironic if you know he's now advising central banks on how to create a CBDC... 😕 #killyourheros