Ah, but there's a method to the madness. If people sit on the savings, instead of spending it, then you transform those savings into a vehicle that the government can spend for them, and you hand them a government IOU and pay them higher interest, to make it more palatable.
Discussion
I know. It just seems so transparent to me, that this is a play, that I have a hard time believing that anyone takes this at face value.
The people who would be unnerved by this have long since moved their savings out of the bank.
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Like using the savings money to arm the country to attack another and get some _lebensraum_?