How is this not clear by now? Yet many insist on trading...

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I think this is almost true, But spending bitcoin vs spending dollars is the trade off. Bitcoin tether pair creates a hyper capitalist loop of compounding profits. So ideally you never spend the bitcoin, And custody is the only cost o doing business. You still earn and spend dollars to survive but the lions share of your profits and portfolio are bitcoin tether trades. Your life still gets expensive against inflation, Because living expenses are priced in dollars. The moment you start living on your bitcoin is the moment you start slipping back into inflation induced poverty.