But there is literally no downside to going with 24
On the topic of 12 or 24 word seed phrase?
I like how nostr:npub1rxysxnjkhrmqd3ey73dp9n5y5yvyzcs64acc9g0k2epcpwwyya4spvhnp8 explains the difference. "Its the difference between trying to find a speck of sand in the Milky Way Galaxy versus the known universe 12 is more than enough secure."
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Discussion
Unless you need to memorize it in your brain wallet