There are guides on how to *set up* multi-sig wallets.

But where are the guides on how to *use them*?

I think such guides would be helpful in helping people understand what a bitcoin world actually looks like, but it would also highlight some bad UX flows that could be improved.

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So lets say my mom has a multi-sig wallet. How does she spend that money on a day to day basis? She carries her signing device on her keychain?