Now in addition to confusing lightning with bitcoin, you're confusing money with effort

I pay 0 dollars a month to self custody my Bitcoin because it's decentralized

I pay 0 dollars a month to self custody paper cash because even though it's not decentralized like Bitcoin, it's also not as centralized as lightning

There are people in the world who live on about a dollar a day, you're saying if they just put in a little effort they'd have $150 a month? No, money isn't effort, you're just a self centered pussy who can't handle difficult thoughts so you falsely tell yourself you're better than other people because you put in the "effort" of wasting $150 a month to be able to also falsely tell yourself you "self custody lightning"