No - you are right .. choice really is - if we wanna be a part of collective or not .. if we do .. then "collective" comes with its own pros and cons ..
The good thing is we can save individual liberty through assets - we don't want pollution there .. That's why bigger scam is taxing the assets ..
Debasing the currency is a populistic measure .. democracy isn't possible without some degree of populism :-)
But I would still live in a democracy and in a collective .. I have been to jungle before ..it it sucks there π