Accidentally stumbled on my old post from 2011 titled “30% of the future”:

"The new Apple has fallen into the trap of thinking they should also be an advertising company and an overpriced payment processor. It’s a slippery slope from here to becoming just another mega-corp that has their hands in everything that can make money instead of standing for something."

Thirteen years later… Mission accomplished.

https://www.manton.org/2011/02/22/of-the-future.html http://www.youtube.com/watch?v=4oAB83Z1ydE