Monero -> cash is pretty liquid. As long as the system keeps cash afloat we are good to occasionally use cash.

You want to have access to farmers and merchants NOW, who directly take Monero. They exist after you're making them aware of it.

Currently closing the last gaps in my case.

Once my life (housing, food, mobility, health is 95% on Monero/Bitcoin) I will go bankless and pull the plug on all the parasites not prepared anymore for people without bank accounts and credit cards.

That will be fun.