And monero does? How would I know that? I am not aware or unfair pre-mine or centralized control with monero.

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bitcoin maxis believe that monero has an invisible inflation bug. they can't point to the block of code that creates the inflation but they believe it is there, like the easter bunny or the tooth fairy. monero maxis believe that the math behind monero is solid enough that there is no inflation bug. depending on who you ask you will get a completely different answer.

Makes sense. Ifs hard for me to understand. I am not techie in that way. I am just wanting to understand as well as I can.

it is slightly harder to audit the total supply of XMR because you have to trust some additional cryptographic primitives and assume that they were implemented correctly. but again, nobody has successfully proven invisible inflation and people have tried really really hard to attack the monero network for a variety of different reasons for over a decade now...

the belief partly comes from what happened to a previous project. monero is a codebase fork of bytecoin, which was the first implementation of the cryptonote whitepaper. the old bytecoin was unfairly launched and it was later discovered to have also had an inflation bug. people either know about this and are still spooked, or they learned to be apprehensive through cultural osmosis.

This goes way over my head. I'm glad there are smarter people building a better future.

monero has too many risks that most people are not willing to take