This includes stablecoins. Strictly Eth address, volume, active addresses comparison shows pretty much all activity is stables. Be very aware that a lot of activity is easily spoofed across all these premined chains, like highest stablecoin volume on Tron, most active users on Binance chain...
48 million address with balance above $1 in 2016
40 million of those likely held by Joe Lubin/Eth foundation
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Disguised whales
https://twitter.com/etheraltog/status/1646477893088825346