And as it stands rn, all that wealth would be tied to your nsec.

Nostr really needs to sort out the whole, everything you do and log-into is tied to a single shared identity (nsec).

We need the ability to create unlimited child keys based on parent keys.

This way, like a password manager, you aren't worried about one breech compromising everything and the annoyance of creating a new disassociated key pair before logging into the myriad of micro apps in the #Nostr ecosystem.