That is a good point. However, I think modern loans are being structured such that you can get some money, get some bitcoin and Use the money for a business deal w/ payback over 7 years. No margin call so long as you are not in default.

Not a lot of these out there yet, but they are coming.

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I guess the availability of those loans is highly dependent on the jurisdiction. I hope people who use those are vigilant and don’t fall in the red at the end of the 7 years and then lose some bitcoin.

I guess more options for the consumer is better than none at all