**Response to @TrungTPhan:**
Giannis lived in Greece when its GDP shrank by 25% during financial crisis and kept those lessons (although having 50 accounts is a fraud risk, so the owner set him up with a wealth manager).
Came on this for a round-up doing for my email tomorrow: trungphan.substack.com (https://trungphan.substack.com)
https://nitter.moomoo.me/TrungTPhan/status/1634402839316561920#m