If you live in a dystopia then it really will not make no difference for you. That's not the case for a big part of the world. Plus you ignored 60% of what I said.
Even then, though, the case you just described involves a bank sending you a message. I can imagine many ways that could be 10x worse in a CBDC world.
What did I ignore, tax avoidance?
I do experience my current banking system as described, call it dystopia if you want, I think corrupted suffices.
Aside from the conceptual aspects, I find it really absurd to consider paper notes, metal coins, a technology adequate solution for anything at this stage.
I mean, you designed a sophisticated electronic relay system yourself, and want to argue that we should rely on non electronic structures for commerce?
I honestly fail to understand the motivation, especially with BTC already up and running seemingly stable for over a decade.
