The real estate market has turned into a Ponzi scheme that can't be sustained without new buyers to pay the current owners

New buyers can't afford the current prices

Current owners don't want to lower their prices, so they'll just hold on to the properties they own indefinitely

The Federal Reserve will eventually need to lower interest rates to keep the Ponzi going and to avoid a massive drop in prices

The problem with this is that it will push prices up even more, making real estate even more unaffordable for new buyers