“There has always existed a fault line between those who think of Bitcoin as a form of money and those who think of crypto as a new set of financial technology rails,” said Austin Campbell, a professor at NYU’s Stern School of Business and CEO of the stablecoin firm WSPN USA.

This is wrong. bitcoin is a form of money and Bitcoin is a new set of financial technology rails.

(bitcoin with lowercase is the currency, while Bitcoin with upper case is the blockchain)