Yeah, I pretty much abandoned Fold when they instituted the 1.5% fee for instant debit card transfers.

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I didn’t mind that as it wasn’t hard to work around. The new wheel and lack of SATS back was the nail in the coffin for me.

Yeah, I always roll my eyes at 5 free SATs or the 5x referral reward. I’m not a referral pusher. I’m spinning for the big win and accumulating free SATs when I buy what I would have anyway.