The IMF’s loan agreement with El Salvador requires the government to disclose all public sector Bitcoin wallet addresses and holdings, ensuring transparency in state-controlled funds. It also mandates an end to public funding for Chivo, the liquidation of the Bitcoin trust (Fidebitcoin), and independent audits of Chivo’s financials. Additionally, a new framework will be established to manage government-owned Bitcoin with defined investment guidelines and risk policies.

For everyday Bitcoin users, there are no new restrictions or requirements to disclose wallet addresses. While this reduces government involvement in Bitcoin, it does not affect private citizens’ ability to use it. The move is seen as a push for financial stability and oversight rather than an attack on Bitcoin itself.