Outside of USA we can literally just send money to phone numbers or email addresses or unique usernames and it goes straight to the bank account instantly, no stupid cashapp or Venmo garbage.

It pretty much works the same as USDT but faster.

Honestly it's crazy to me how far behind USA is.

And it's no wonder that things like USDT are becoming so popular in USA when your normal money is so difficult to move around.

Only time I use stabliecoins is when transferring to a different currency.

Like sending my friend in Gaza money, Australian dollars are useless to him, so I send USDT which he swaps for shekels to buy food.