I'll be honest the fact legacy, segwit and taproot are all existing and interoperable in most wallets I wouldn't worry. Just like how windows still has legacy software from dos it still uses to this day and is included.

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which, to me, equates to "safety" being on that "base" layer over any soft-fork regardless how used or accepted.

I'd not once thought about segwit, legacy before today.... fuckin rabbit holes, no wonder bitcoin consumes my life.

every.

fucking.

day.