Yep I have done the same with both unsecured and bitcoin backed loans. Bitcoin backed are 100% not worth it if you can’t deal with the stress. Definitely don’t do it if you don’t have a solid income stream.

unsecured are a bit better I guess if you get a decent rate. I timed both horribly as well. I’ve never don’t the calculation but I’m pretty sure I would have ended up with more bitcoin if I just stacked along the way.