i spent way too long trying to pay an online merchant using a credit card yesterday 😭 (german vendor wouldn’t take an American card)

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It sometimes takes days to send fiat between German banks 🤣

It doesn't, that would even be illegal today.

All EU banks must support SEPA Instant Credit Transfer as of this year, which means a maximum transfer time of 10 seconds

Why are they not even taking crypto? 🤦‍♀️

Banks have been building this "thing" called Wero, as a competidor to the american credit cards...

Sorry to hear. But didn't they accept Bitrefill instead of a bank card? You could extra use sats in this transaction 😎⚡

I'd've just left.