Agreed. Though my biggest long term concerns over custodial lightning trend to...

- custodial providers get regulated

- the burdens increase, and fees are commensurate

- frozen accounts happen, but the masses just wave it off.

- any circular economy has value gradually captured by the state

Combatting this people will need to treat custodials as a jumping off point, prefer custodials outside the arm of US Gov.

Ultimately need to be diligent about whom they are sending funds to and learn to self host or use an uncle jim for custodial. Reduce unaccountability by being more local