https://www.youtube.com/watch?v=QUJmaFc6lIM

For 15 years I've been studying how a fully AnarchoCapitalist society would function, and especially on a seastead, where certain systems & decisions like pirate defense & city planning would obviously fall into 'the commons.' These things need to be paid for by most colonists, but only by privatizing every service mankind has ever included in government can a fully AnCap seastead have a chance to thrive. Paying for them has always created a challenge without taxation.

There is no way to know which recipe for society is the best approach without lots of trial and error, but I'd really like to see two particular anarchy-based approaches to these commons problems attempted:

1) The HOA approach - Have everyone on the seastead pay a monthly fee that funds the commons projects. Yes, Home Owners Associations can feel like a government with taxation, but at the core, they are very different because the contract to join a HOA is voluntary. Obviously, this is not so with governments. Your HOA contract can be very specific in how much you pay and exactly what you get for that. Don't pay your fee? Detach your home.

2) The Assurance approach - Assurance, a specific form (or reboot) of libertarian Insurance, is a financial product that everyone could buy to protect themselves, their property, and their credit record from anything bad happening to them. It assures individuals that if X happens to you, you get paid Y, & exactly how arbitration would be carried out during a dispute. These products can get very bulky, but would actually solve a lot more problems in society than a simple 'commons funding' device.

I imagine a great seastead could take both approaches, but neither side be so large as to be oppressive or absolutely required to live a healthy life there. A balance would have to be struck.

Some systems, such as a shared, large power generation system (OTEC or Nuke) would be fully privatized as most things are and they themselves would have a technician install the lines (in pipes underneath the streets?) to service customers directly. Others, like fire fighters or defense from external threats seem like they'd be easier to fund as a required service in a HOA, but in fact may work just fine as a totally voluntary service that every colonist can choose to subscribe to. Private firefighters have proven this model to work even in the USA already.

And as for city planning, I imagine that whomever funds the initial seastead will have some plans of their own that they'd like to try, like a billion dollar game of SimCity.

How would you design your seastead's governance plan?