Incorrect wallet?

Changing at least one character in a passphrase creates a completely new wallet is a feature not a bug.

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Yep same as seed Phrases: bacon 24x is one wallet, bacon 23 times and egg is a completely different wallet!

Not if you forget you capitalized a word or miss a comma. Very easy to enter incirrctly and think your sats are gone because zero balance in wallet. If you do use a passphrase, it should be as a

simple and mistakeproof as possible.

That's what a fingerprint is for: It tells you which wallet you're operating from. This way you avoid being shocked when you encounter a zero balance.

Precisely.

Learning about this concept has been a complete game changer for me.