Nope, I was foolishly making extra payments on my 2.85% mortgage instead.

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not foolish at all, we are all conditioned from birth to think that’s the American dream. It’s not foolish, you were just doing what was said to be the right thing 🫂

Hindsight's 20/20, but if I had listened to a wise man that I trust, I could have bought 80 bitcoin and paid off my morgage 11 years early instead of just paying it off ten years early. Oh well, such is life.

I meant 9 years not 11.