privacy, trustlessness, verifiability. pick two

You can't have all three in a single system. It's impossible due fundamental limitations of information theory. You would understand this if you actually tried to build the system you have described.

The best design is a layered stack that makes different tradeoffs at different layers. Let users freely move value between the layers and you have just empowered them to control their own privacy and sovereignty.

This is the way.

Blind dogma is not the way.