No, my node is off pretty much all the time, I just turn it on when I need to make a payment

Though in order not to have to trust my counterparty, I do have to "check in" (i.e. open the wallet) once every two weeks or trust a watchtower

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Your best privacy deploy is not scalable to 8 billion people or even 1 billion.

Non technical people do not enjoy doing or want to do this kind of grinding just to use money.

Xmr is default private, custodial and as easy to use as a wallet app.