There you go .. you are in mortgage trap :-)
The question you must ask , is your home in such a location that it is appreciating at least 20 % year on year ..NO ..I am not suggesting to sell home to buy Bitcoin :-) the home that you live in worth more than any money particularly if you have kids ....but if it takes away a third of your compensation ..then may be you need to get out if the trap ..
American dream works only if you mortgage in top location ..cuz then keeping the home gets you a lottery at the end of five years adjustable .. if it is growing 2 -5 percent ..it makes no sense to stay trapped ..
Camper Van is another idea for the rich :-) .. cuz you won't be able to take roots .. what you need to think about which place and which work gels with your passions - say #bitcoin or #nostr ..
For example - I would have moved to El Salvadore and may be open a small corner coffee shop .. and make that a social media sensation on #nostr and in #bitcoin world .. just a wild hustle :-) as your nym suggest :-)